Resourceful-Mom

A blog about life, car buying, education & home buying for single moms

04 November
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Your past, is it true?


468x60 - What’s Your Credit Score?

Depends on what they say about me

Your credit report is used by many financial institutions to determine if, according to your history of paying others, they can trust you to pay them back according to the terms agreed upon.

Since a credit report is used to tell the story of your financial past, it’s your responsibility to monitor what is being said about you.  Below are items that could potentially be on your report, in no particular order: Read more…

04 November
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Get help with your car buying decision

Within the last 6 months or so, not far from where I live, I passed a house with a car for sale in the yard.  It was a Honda Accord and from what I could tell, it appeared to be in very good condition. Along with the phone number, the For Sale sign included specific instructions not to knock on the homeowners door concerning the car.  Odd, right?

Well, I called the number and asked about the car.  The car owner explained that he’d gotten the car for his daughter; however, she  recently went away to college.  He went on to explain that he’d been driving the car recently so he could attest to the fact that it was a good car, he was only getting rid of it because he didn’t need 2 cars. After asking him a few more questions, I thanked him for his time and ended the call. Read more…

31 October
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Online classes for busy moms

With a full time job and a daughter that seemingly adopted another sport or social club everyday of her high school life, it was difficult for me to pursue traditional methods of continuing my education.   Even if I could have maneuvered my work schedule for classes, which I couldn’t afford to do, being a single mother made it close to impossible to make it to class on time.Depressed and tired business person in work

Looking back now I realize that if it weren’t for my previous employers requiring that I take a certain number of company sponsored courses for self improvement and industry knowledge,  it would have been all too easy for me not seek additional training.  Furthermore, the fact that the the courses were directly tied to my yearly performance evaluations made completing these courses almost mandatory. Read more…

31 October
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Ecclesiastes 1:9 for Moms

Stay positiveWhile in my very early 20′s, I was told things like “Sabrina, anyone can have a car note”, when my face would light up over a nice car, “It’s not always what you put in your pocket” when my face didn’t light up over a 3% raise on a $20,000 salary and “You do realize you’re grown and you have to take up for yourself?” when I shared with my mother how mean I was being treated by some of the older women at work. Even more recently, I’ve heard “Just keep living” more than I’d care to count. As I have gotten older, the wisdom in all of these phrases have been revealed. I, in turn, want to be as valuable to others as these women have been to me.

We all, at different times, experience situations that we’d rather not have to deal with but Ecclesiastes 1:9 (NIV) says “What has been will be again, what has been done will be done again; there is nothing new under the sun”. For me, this means someone, somewhere has gone through what I am going through and, as a result, they have the resources I need to get through it. As a mom, it’s been comforting to know that there are answers, I just need to find them. Hopefully, you are comforted in this as well.

25 October
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There’s no I in Mom

Have you ever heard such a phrase? Well, neither had I until I read this post by Kathy Ireland.  It speaks to, not only being a mother, but being a woman and puts great emphasis on taking care of ourselves first.  I quickly identified with the seemingly endless task of trying to be everything to everybody but not feeling like I was ever gaining any traction.

This post inspired me and reminded me of an age old truth that you can’t take care of anyone until you first take care of yourself. Please take a moment to read Kathy Ireland’s “Put your own oxygen mask on first”.

Hope you enjoy.

25 October
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New to the workforce

Starting in the workforce in my early 20′s meant that I didn’t have many people, in my circle, to give me advice on office etiquette.  Aside from not being able to afford work clothes, other than the basic black interview suit, I didn’t think work attire was very flattering.  So, I resorted to what I knew, which wasn’t much.

At this point in my life, when I see young ladies wearing work attire that would barely fit what would qualify as business casual, I have to smile.  I smile not because I’m amused but because I remember being there as it wasn’t that long ago.  I recall being probably one of the most dependable, quality and production conscious employees always aiming for a better raise and the next promotion but always falling short.  I remember watching others that were being groomed for a next position, seemingly before they were out of training for the entry level job.  And, more than anything, I remember wondering what did management see in others that they did not see in me.

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21 October
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Continuing Your Education

Thinking about continuing your education?  Well, there are several ways to go about accomplishing your goal but before you call a recruiter, you’ll want to have a plan. In my experience, it’s quite possible to be registered and sitting in class before you’ve worked out a lot of the details that can potentially cause unnecessary stress.  So, here are a few question for you to think about:

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