Congratulations on being debt free! Like you, my first step in slowing down expenses was staying out of the malls . Funny how our parents told us for free what we’re willing to pay for today, huh?

Well, I plan to join you in debt freedom land soon so save a spot for me.

Thanks for mentioning Suze Orman, she’s another realist when it comes to debt and that’s what we need.

Sabrina

It is such a relief to pay down your debt isn’t it? It is fantastic that you were able to do so. I did it last year and it’s a big boost to the ego. I look back and wonder why I ever thought I was saving money by charging 20% off “sale” clothing at 28% interest???

I got my inspiration from my mom and Suze Orman. My Mom is a big fan of Suze, and once I started listening to her, I realized that it was the same advice my Mom had been giving me for years. It’s just that Suze has lots of kits, spreadsheets and other online tools to help get you started.

Thanks for the post and for sharing the Ramsey tips.
@Ileane