Resourceful-Mom

2 Things You Can Do While Awaiting Mr. Right

The opposite of a single mom would be a married mom.  Right?  Well, after listening to the tone used when referring to single mothers, you may start  feeling like life has given you the short end of the stick.  Being a parent, mother or father, single or in a relationship comes with challenges.  Anyone responsible for raising a child  has the same goal of fitting 30 hours of tasks into 24 hours.  Having someone to support you, someone to depend on and someone to share in the cost can definitely make parenting easier, i.e.  the phrase “It takes a village to raise a child”; however,  it doesn’t necessarily have to be a significant other. Read more…

Just accident prone, I guess

During my twenties, I often found myself in an accident of some sort.  Aside from running through life seemingly without brakes, my driving history reflected the same.  As with most accidents in my life, thankfully, I was more of an inconvenience to those around me.  No one was injured during my Mr. Magoo moments.

A brief commercial intermission for those of you with a blank stare at the mention of Mr. Magoo… Read more…

Let’s cut each other some slack

If you are a single mother, my guess is that you are coming to the conclusion that nothing’s perfect.  There are no perfect men or women and, you guessed it, your child’s father falls into one of those categories – smile. You can fuss, fight and threaten but it doesn’t do much in the way of making people – adults with the same rights you have – do what you want them to do. As a parent, you will soon be able to see things from your parent’s eyes.  All of the stupid things you felt your dad did and said, you may actually find yourself doing and saying to some degree.  Your mom, no matter how curt, may find herself looking back at you in the mirror.  “I’ll never be like my parents!”, you say?  Read more…

Home Equity Loan and HELOC Suggestions

Today, I ran across an article written by the authors of Debt Be Gone Today, a site packed with helpful tips for debt freedom.  The article “Benefits of Taking a Home Equity Loan” brought a couple of things to mind that I thought might be beneficial if considering using the equity in your home to lighten your financial load.  These suggestions would apply if you are interested in either a Home Equity Loan or a Home Equity Line of Credit (HELOC).

Below, you’ll find the benefits from the Debt Be Gone Today article with my suggestions in italics. Read more…

Dave Ramsey’s Baby Steps Are Not For Babies

When I first heard about Dave Ramsey, I was a recently divorced mom with a new job.  Needless to say, I was determined to enjoy my new single life.  I was blessed with friends that would support my foolish spending habits, payday loans and shutoff notices that consistently took me by surprise. Murphy visited my home often. Read more…

My own worst enemy

Previously, I shared why experts say we shouldn’t purchase a new car, what I learned through my car buying experience and how well my first experience went. Well, my next car buying experience didn’t go quite as well.  But, like the 1st one, I think it was all in my preparedness or lack there of…. Read more…

Tire size surprise

In my mind, I never paid more than $100 for 4 tires when I owned my ‘91 Tercel.  Of course, when I talk to my ex husband, I’m off by about $50 but for 4 tires… that’s still not a bad deal. Years later, when I purchased the ‘99 Corolla and had to buy tires, I was shocked when I found that the tires were closer to the tune of $300 than my imaginary $100.   I was so shocked that I practically stormed out of PepBoys on a quest to find a “better deal”.  Well, to my dismay, there was no better deal.  Now, for a woman, it is very difficult to grasp that there is a situation where there is no better deal. Read more…

Life Lessons

If you’re like me, when something happens in your life, you run off to react and then settle back into autopilot until the next big event happens.  Along the way, people more experienced at life try to give you advice about these occasional crisis.  Some of the information is useful, but other pieces mean ABSOLUTELY NOTHING to you at the time.  Later, when you aren’t busy stomping out fires, you’ll recall bits and pieces of valuable information. Read more…

Paying for your next car

So, you’re in the market for buying a car?  Have you put any thought into how you are going to pay for the car?  If you are anything like me, your answer is “That’s ALL I’ve been thinking about!”   Well, good, let’s run through some of your options: Read more…

Buying the car you can afford

Many times, the car I want (luxury) is a far cry from what I can comfortably afford (economy).  This has less to with the sticker price and everything to do with the cost to maintain the car.

From a car maintenance standpoint, I suggest thinking worst case scenario.  Consider your income and responsibilities when answering this question.  How difficult would it be for you to fix or replace one, or more, of the following?

Read more…